Mizaluna

Personal finance for one

Your money, in balance. Nobody else in the room.

Mizaluna keeps your accounts, budgets and goals on your phone. No sign-up, no bank login, nothing sent anywhere unless you choose to.

Free. Coming soon to Google Play

The Mizaluna home screen: a total balance, where the money is held, and this month's income and spending. Made-up data.

The bill

Here's everything Mizaluna takes from you.

Most money apps are paid in information. We itemised ours so you can check the sum.

MizalunaYour receipt

Accounts to create
0
Bank logins
0
Ads
0
Analytics and trackers
0
Crash-reporting services
0
Servers holding your data
0

Total taken0

Optional: connect Google Drive for a daily backup to your own Drive. Those backups are not end-to-end encrypted, and we never receive them.

The ledger

Everything you'd keep in a good notebook, and the sums done for you.

  1. 01

    See it all at a glance

    Balances per currency, where the money is held, and how this month is going. Figures come first.

    The Mizaluna home screen: a total balance, where the money is held, and this month's income and spending. Made-up data.
  2. 02

    Record it in seconds

    Expenses, income, transfers, refunds and adjustments, each treated as what it really is. A transfer never inflates your income, and a refund is never mistaken for it.

    The new transaction screen, with expense, income and transfer choices and an amount field. Made-up data.
  3. 03

    Find any record

    A day-by-day ledger with search and filters. Edit or void an entry and every balance and report stays consistent.

    The history screen: transactions grouped by day, with a search box. Made-up data.
  4. 04

    See where it goes

    Spending by category, comparisons with the last period and a monthly recap, always per currency.

    The insights screen: income, spending and net cash flow, compared with the previous period. Made-up data.
  5. 05

    Plan what comes next

    Budgets, recurring bills and income, savings goals and debts, all in one calm place.

    The planning screen, with budgets, recurring items and goals. Made-up data.
  6. 06

    Stay on budget

    Monthly budgets count the expenses that belong to them, so transfers never eat into your limit.

    A budget's detail screen, showing how much is spent and left. Made-up data.
  7. 07

    Save with a clear finish line

    Goals show one honest measure of progress, with nothing counted twice.

    A savings goal's detail screen, showing progress. Made-up data.

Also in the book

  • Receipt photos
  • Split a purchase across categories
  • Tags and reusable templates
  • Reconcile with a bank statement
  • CSV import and export
  • Home-screen widget on Android
  • App lock with fingerprint, face or PIN
  • Reminders that never show amounts

Try this

A money app that doesn't need the internet.

Flip the switch to see what stops working when your phone goes offline.

Online. Mizaluna doesn't mind.

  • Record a transactionWorks
  • See balances and insightsWorks
  • Budgets, goals and remindersWorks
  • Back up to a file you keepWorks
  • App lockWorks
  • Google Drive backup, if you connected itOptional

Many currencies

It won't add dollars to euros and call it a total.

Plenty of apps quietly convert your money at a rate they picked. Mizaluna shows each currency on its own until you give it a rate yourself. It never fetches one.

Everyday account1,250.00 USD
Trip purse300.00 EUR
Combined totalNone until you give a rate

Sample figures. Try it: nothing you type leaves this page.

Two halves

Calm by day. Calmer by night.

Light and dark are designed as a pair, like the two halves of our mark. Drag the line across a real screen.

The Mizaluna home screen in the dark theme. Made-up data.

Three languages

At home in English, French and Arabic.

Arabic is laid out properly, right to left, with Western digits that stay easy to compare.

The insights screen in English.
English
The insights screen in Arabic, laid out right to left.
العربية
The insights screen in French.
Français

For partners and acquirers

A finished product, not a prototype.

Mizaluna is built to be owned and extended for years. Here is what's under the hood, stated plainly.

0
servers to run: the app has no backend and no hosting bill
1
Flutter codebase for Android and iOS, with Android shipping first
3
languages built in, right-to-left included
18
feature modules in a strict Clean Architecture
2,294
automated tests covering money, ledger and screens
7
database versions, with migrations and restorable backup files

Status: pre-launch. There are no user numbers to show yet, and we won't invent any.

Talk to us